How much does ATH Movil Business charge?
According to ATH Movil Business's official website (ath.business), ATH Movil Business charges a 2.25% service charge on every payment received, with a minimum charge of $0.06.
There are no monthly fees, no setup fees, and no cancellation fees. You only pay the 2.25% service charge when you receive a payment from a customer.
Fee examples
Here is what the 2.25% service charge looks like at different transaction amounts. As published on ath.business, the fee is calculated as 2.25% of the transaction total, with a minimum fee of $0.06.
| Sale amount | Fee (2.25%) | You receive |
|---|---|---|
| $5.00 | $0.11 | $4.89 |
| $10.00 | $0.23 | $9.77 |
| $25.00 | $0.56 | $24.44 |
| $50.00 | $1.13 | $48.87 |
| $100.00 | $2.25 | $97.75 |
| $500.00 | $11.25 | $488.75 |
Note: The minimum fee of $0.06 applies to very small transactions (under $2.67). For any sale of $2.67 or more, the standard 2.25% rate determines the fee.
Daily and transaction limits
According to the ATH Movil Business FAQ page (ath.business/en/faq):
- Merchants can receive up to $10,000 per day through ATH Movil Business.
- Personal ATH Movil users (your buyers) can send up to $500 per day.
These limits are set by ATH Movil and may vary. Check the official FAQ for the most current information.
What you need to get started
As published on ath.business, you need the following to open an ATH Movil Business account:
- A business authorized to operate in Puerto Rico
- You must be 18 years of age or older
- An ATH debit card from a participating financial institution
- A valid email address
- A compatible mobile device (iOS or Android)
For a detailed walkthrough of the setup process, see our guide: How to Set Up an ATH Movil Business Account.
How ATH Movil Business fees compare
To help you understand where ATH Movil Business fits, here is a side-by-side look at published transaction fees from three common payment providers.
| Provider | Transaction fee | Monthly fee |
|---|---|---|
| ATH Movil Business | 2.25% per transaction | None |
| Stripe | 2.9% + 30¢ per transaction | None |
| PayPal | 2.99% + 49¢ per transaction | None |
Sources: ATH Movil Business rates as published on ath.business. Stripe rates as published on stripe.com/pricing. PayPal rates as published on paypal.com.
These rates are sourced from each provider's public pricing pages and may change. Visit each provider's website for current rates.
Tips to make the most of ATH Movil Business
- Display the ATH Movil accepted logo prominently. ATH Movil Business provides free marketing materials you can download from ath.business/en/materials. Showing the logo at your point of sale or on your website lets buyers know they can pay with the method they already use daily.
- Take advantage of low fees on smaller transactions. With a flat 2.25% rate and no per-transaction fixed fee, ATH Movil Business is especially cost-effective for smaller transactions compared to processors that add a fixed cent amount to every sale.
- Pair it with other payment methods to give buyers choices. Not every buyer uses ATH Movil. Offering multiple payment options alongside it can help you reach more customers. For a broader look at ATH Movil and how it fits into the Puerto Rico payment landscape, see our guide: What Is ATH Movil?