For creators with their own website

Sell digital products straight from your own website

Paste one snippet and your site gets a complete checkout — ATH Móvil, PayPal, and cards — with instant file delivery. Manage sales, refunds, and analytics from one dashboard. Proudly built in Puerto Rico. 🇵🇷

Free to start — $0 a month, then 4.5% per sale. Your payment provider's own rates are separate.

The Home Baking Guide

E-book · Carmen's Bakery

$12.00

you@example.com
Card number  ·  MM/YY  ·  CVC
Pay $12.00

Powered by SurcoPay

Three steps to your first sale

No plugins, no code, no marketplace taking a cut of your audience.

1

Upload your product

E-books, courses, templates, presets, music — any digital file up to 500 MB. Set your price in the dashboard.

2

Paste the snippet

Copy your embed code and paste it into your website — WordPress, Wix, Squarespace, Shopify, or plain HTML. The checkout appears right there.

3

Get paid, they download

Buyers pay without leaving your page and receive a secure, expiring download link instantly — by email too.

Everything a digital seller needs

The checkout lives on your site. The busywork lives in your dashboard.

ATH Móvil, PayPal & cards

The payment methods your buyers in Puerto Rico actually use — including ATH Móvil — next to PayPal and all major cards via Stripe.

Matches your brand, not ours

The widget stays visually neutral and uses your accent color. Your customers see your brand; we're one small line at the bottom.

Secure instant delivery

Every purchase gets an expiring, download-limited link. Refund a sale and access is revoked automatically.

Sales & analytics dashboard

Revenue, top products, payment-method breakdowns, and every transaction — searchable, filterable, exportable.

Refunds without support tickets

Full or partial refunds in two clicks, straight back to the buyer's original payment method.

No website? No problem

Every product also gets a hosted checkout link for your Linktree, Instagram bio, or email — no code at all.

Card data never touches your website

The checkout runs in a secure frame: card details go directly from your buyer's browser to the payment processor. Embedding SurcoPay adds zero PCI burden to your site.

Set up on the site you already have

Step-by-step guides for every major platform — written to be self-serve.

Free to start. We earn when you do.

No monthly fee, no setup cost, and nothing at all until you make a sale.

Free
$0 / month
+ 4.5% per sale

Charged on your product price only — never on sales tax you collect. Refund a sale and we refund our fee with it. Your payment provider's own rates are separate and go to them.

  • Unlimited products and sales
  • Embeddable checkout + hosted checkout links
  • ATH Móvil, PayPal & card payments
  • Secure file delivery with expiring links
  • Full dashboard: analytics, transactions, refunds
Request early access

You pay only your payment provider's standard rates (typically 2.9% + $0.30 for cards; ATH Móvil Business rates apply).

Questions, answered

Which websites does the embed work on?

Any site where you can paste HTML: WordPress, Wix, Squarespace, Shopify, Webflow, Framer, Google Sites, Carrd, or hand-built pages. Platforms that block scripts (like Notion or Linktree) can use your hosted checkout link instead.

Do my buyers need a SurcoPay account?

No. They enter their email, pay with ATH Móvil, PayPal, or a card, and get their download immediately. No account, no app, no friction.

How do payouts work?

Money goes directly to your Stripe, PayPal, or ATH Móvil Business account — SurcoPay never holds your funds. Payout timing follows your provider's schedule.

What about refunds?

Issue full or partial refunds from your dashboard. The buyer is refunded through their original payment method and their download access is revoked automatically on full refunds.

What does SurcoPay cost?

There is no monthly fee and nothing to pay until you sell something. We take 4.5% of each sale made through Stripe, calculated on your product price — never on sales tax you collect, which is yours to remit in full. If you refund a sale, we refund our fee with it.

Your payment provider charges its own processing rates on top (Stripe and PayPal are typically 2.9% + 30¢, ATH Móvil 1.5%). Those go to them, not to us. Sales taken through PayPal and ATH Móvil currently carry no SurcoPay fee at all.

Your website already has the audience.
Now give it a checkout.

Set up takes about five minutes: create an account, upload a product, paste the snippet.

Request early access