From zero to your first sale
What setting up SurcoPay actually involves — about fifteen minutes, most of it at your payment provider.
1. Connect how you get paid
In Settings → Payment Providers, connect your Stripe account (cards, Apple Pay, Google Pay), and add PayPal and ATH Móvil Business credentials if your buyers use them. Money settles directly into these accounts — SurcoPay never holds it.
2. Create your product
Name, description, price, and the file itself — PDF, ZIP, audio, video, anything up to 500 MB. The file is stored securely and delivered through expiring links, so buyers cannot share a permanent URL to it.
3. Put the checkout where your audience is
On your website, paste the snippet from Widget Embed — there are step-by-step guides for WordPress, Wix, Squarespace, Shopify and every other major platform. No website? Use your product's hosted checkout link in a bio or a message.
4. Sell, deliver, done
Buyers pay without leaving your page, files deliver themselves by email, and the dashboard shows sales, views, refunds and — if you collect it — Puerto Rico IVU and US sales tax, with reports your accountant can actually use.
Common questions
Do buyers need a SurcoPay account?
No. Buyers just pay — card, Apple Pay, Google Pay, PayPal or ATH Móvil — and receive their download by email. No account, no app.
Is this secure? Does my site touch card data?
Card details go straight from the buyer's browser to Stripe inside a secure frame, and PayPal approval happens on PayPal's own page. Your website never sees or stores payment data, so embedding the checkout does not put your site in scope for card-compliance rules.
What does it cost?
There is no monthly fee. SurcoPay takes 4.5% of each sale made through Stripe, charged on your product price only — never on sales tax. Your payment provider's own processing rates are separate and go to them.